Don’t Panic! Here’s What To Do After a Rental Car Accident
Being in a car accident is stressful, and it can be even more so when you’re behind the wheel of a rental. But take a deep breath, because knowing what steps to take can help you navigate this situation smoothly. Here’s a guide to what you should do if your rental car is involved in an accident:
1. Check for Injuries and Secure the Scene:
- Safety First: Before anything else, ensure everyone involved in the accident is okay. If there are injuries, call emergency services immediately.
- Secure the Area: If it’s safe to do so, turn on your hazard lights and move your car to the side of the road to avoid further collisions.
2. Gather Information and Document Everything:
- Exchange Info: Exchange contact details and insurance information with all other drivers involved.
- Take Notes: Jot down everything you remember about the accident, including the date, time, location, weather conditions, and a brief description of what happened.
- Document the Damage: Take pictures or videos of the damage to your rental car, as well as any damage to other vehicles involved and the surrounding scene.
3. Contact the Rental Company and File a Police Report:
- Inform the Rental Company: Don’t delay! Call the rental car company as soon as possible and report the accident. They will likely have a specific emergency number listed on your rental agreement or in the glove compartment.
- File a Police Report: Having an official police report is crucial. Request that the responding officer file a report and ask for a copy for your records.
4. Review Your Insurance Coverage:
- Rental Car Insurance: Review the type of insurance you purchased with the rental car. Did you get the minimum or additional coverage? Understanding what’s covered will help you determine your financial responsibility.
- Personal Auto Insurance: Contact your own auto insurance company and report the accident. Depending on your coverage, your insurance might help cover some of the costs.
5. Returning the Damaged Vehicle:
- Follow Instructions: The rental company will advise you on how to return the damaged car. In some cases, they might arrange for pick-up or have you take it to a designated location.
Remember:
- Don’t Admit Fault: Avoid admitting fault at the scene of the accident. Briefly explain what happened but leave assigning blame to the insurance companies.
- Keep Records: Maintain copies of all documents related to the accident, including the police report, rental agreement, and any communication with the rental company and your insurance provider.
